To the debit types and interest rate , the financing organizations should embody not only marketing features but also the country ' s strategic orientation of education development according to oar country ' s educational features and economic development level 而关于贷款种类和利率,应针对我国教育的特点,并适应经济发展水平,其法律规范既要体现市场性,又要体现国家对教育事业的重点支持。